Most of us consider our pets as part of our family, they aren’t just dogs or cats that stay around the house, they are beloved members of our family. They can pick us up when we are feeling down and help us to de-stress from the complications of life. We love our pets so much that we ensure they have the right meals, enough daily exercise and a roof over their heads, so why not pet insurance?
Choosing Your Own Veterinarian
Pet insurance is different to human health insurance policies, they allow you to obtain care from the veterinarian of your choice. Human health insurance packages usually require you to visit a specific health care provider, if you don’t use a specific organisation, you won’t be covered by your insurance company. Pet insurance is far more flexible, you simply ask the animal clinic for your veterinary bill and show that document to your insurance company. Once they assess the bill, you’ll be reimbursed for the exact amount stated.
Pet insurance is different to human health insurance policies, they allow you to obtain care from the veterinarian of your choice.
Peace of Mind
Having pet insurance delivers peace of mind, you no longer have to worry about your beloved pet once you have them covered for any illnesses or accidents that may occur. If your dog or cat contracts a serious illness or gets badly injured, coming up with money to cover their medical bills can be a real worry. If you don’t have large sums of money in the bank to cover the cost, you’ll struggle to pay for treatment. Pet insurance guarantees you’ll get the best possible medical treatment for your pet, most policies will reimburse over 75% of the costs.
Pet insurance guarantees you’ll get the best possible medical treatment for your pet, most policies will reimburse over 75% of the costs.
Convenient Way to Budget for Pet Care
If you don’t have pet insurance, you could put your family pet in danger. Health care for pets isn’t that cheap, so if something serious happens to your pet and you don’t have the funds to pay for the proper procedures, your only option could be to put them to sleep. Pet insurance policies can be paid monthly, quarterly or annually, giving you a variety of options when it comes to medical cover. You don’t have to pay one big bulk sum, you can space your payments over a few weeks or months to make it more manageable.
Help Avoid Dipping into Other Funds
If you don’t have pet insurance and an incident occurs that costs a substantial amount of money, you may have to dip into other savings to pay for medical care. Although you could set up your own pet savings account, it is a lot more difficult to leave this account alone and not use the money for other things such as home renovations, vehicle repairs or kids school fees.
Some people are sceptical of pet insurance until a major issue with their family pet comes along. They kick themselves for not taking out a premium that would have given their beloved family pet the best medical care they deserve. Pet insurance policies can extend and most often save the life of an important member of your family.